FR - Modernisation of life insurance products and retirement savings products


Once Article 72 of the PACTE Law took effect on 1 January 2020, insurance companies can sell new Eurocroissance products in their life insurance and retirement savings policies.

These new products offer investors greater transparency in assessing performance and simplifies operations for insurers, while upholding the principle of principal protection at maturity.

Additionally, unit-linked life insurance policies taken out as from 1 January 2020 should at least offer a unit of account comprising assets bearing the “Solidaire”, “Greenfin” or “Socially-Responsible Investment” (SRI) labels.

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