Quarterly Financial Information Q4 2025

In 2025, we took a decisive step in the transformation of our Group. Through the disciplined execution of our strategic roadmap, we have sustainably strengthened our capital position and significantly improved our commercial and financial performance, successfully exceeding all targets set for the year. We achieved both record revenues and net income for the Group, combining robust growth across all businesses with strict cost and risk management. I warmly thank our clients for their trust and our employees for their commitment, as we continue to build a stronger and more efficient bank. Given our strong results, we have significantly increased the return to our shareholders, in particular with the extraordinary distribution of capital through two successive share buy-backs. We will accelerate in 2026 and aim for an upgraded ROTE target of more than 10%. We will hold our Capital Markets Day on 21 September 2026 to present the Group’s next strategic phase and the continued improvement of our sustainable performance, which is a key driver of value for all our stakeholders.

Slawomir Krupa, Group Chief Executive Officer

Read the press release on the Societe Generale website