Technologie

The beginning of a new year is a good time to make predictions. The year 2020 and its unprecedented health crisis have accelerated the development and use of many new technologies. This trend, now firmly established, will position 2021 as a pivotal year for a financial sector that is undergoing profound change.

The financial industry is facing the biggest changes in decades. Having rapidly embraced online banking in the late 90s, the pace of digital innovation in relation to end customers has been sluggish - until now. There is a new window of opportunity to offer innovative solutions. How APIs could be the driver and enabler for the future?

Capital markets, and the financial sector in general, are among the most attractive targets for cyber criminals, particularly those who are seeking financial gain.

Highly popular as a means to create open environments and easy data sharing with consumers and businesses – APIs are now everywhere. Also in Banking, APIs are being rolled out at high speed, and in some regions even promoted through local regulations such as PSD2. However, open Banking APIs are also clearing the field for new entrants. How will banks cope with...